What is CreditAPI?
CreditAPI is a secure, easy and effective tool to access to a consumer credit data, allowing you to easily retrieve credit data from Experian, Equifax and Transunion via XML for use within your software application and business decision.

Features
  Rapid Deployment is possible because CreditAPI was designed to be simple to work with. An experienced web developer can complete integration in less than a day. All you need is the ability to post an XML request to our URL and parse the XML response that comes back.
     
  Merge Technology uses sophisticated algorithms to produce an accurate combination of credit data from all three credit repositories (Experian, Equifax and TransUnion).
     
  Credit Score Analyzer generates recommendations on improving a consumer’s credit score.
     
  Security & Compliance tools verify the identity of consumers and performs checks for fraud and compliance.

New in CreditAPI
● New VantageScore models available.
● Support for IP restriction enforcement.
● Support for new Credit Freeze PIN

More details about improvements made to CreditAPI can be found on our News page.

Contact us to get started

Phone: 714-708-6950
E-mail: creditapi@meridianlink.com