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| Rapid Deployment |
 We
designed CreditAPI to be easy to access, and easy to deploy. A typical
deployment can be completed within 1 business day. CreditAPI accommodates many
data formats, including XML, allowing for fast and seamless communication
between databases. We provide sample code and testing environments to
facilitate a smooth and error-free development process. And most importantly,
our support staff is readily available to personally assist with any
development issues. |
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| Merge Technology |
 CreditAPI
has the ability to merge credit data that is obtained from the three credit
repositories, Experian, Equifax and TransUnion. The amount of consumer credit
data that the repositories track and record is massive and inevitably contains
variations between them. In order to produce a unified view of a borrower’s
credit record, each of the repository data needs to be merged together using a
sophisticated algorithm that automatically determines which repository data is
appropriate to use. This is the essence of CreditAPI’s Merge Technology. |
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| Credit Analyzer |
The Credit Analyzer is proprietary software that processes credit data and
generates specific actions that the borrower can take to improve their credit
score.
View a sample Credit Analyzer report >> |
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| Security |
 Due
to the nature of consumer credit report data, CreditAPI maintains extremely
high security requirements. All consumer credit data that is obtained via
CreditAPI is retained on our secured servers. The API uses Secured Socket Layer
(SSL) 128-bit encryption and is certified by CyberTrust, a worldwide leader in
internet security assurance.
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